Affinity Federal Credit Union

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Affinity vs. Banks Why Choose Affinity Join Now
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Affinity Federal Credit Union is a member-owned, not-for-profit, full-service financial institution offering superior financial services. As a credit union, our profits go back to our members in the form of great rates, fewer fees, and more services. Unlike banks, which are profit-driven and report to shareholders, we put our members' best interests first.
  • Not-for-profit financial institution
  • Owned by members and led by a volunteer
    Board of Directors
  • Full range of products and services
  • Better rates on savings and loans
  • Lower fees
  • No hidden fees
  • Free checking with dividends
  • Free financial guidance and member education
  • Accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA)
Now, most everyone is eligible for membership. We invite you to join today.
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Since 1935, Affinity Federal Credit Union has
been a source of financial strength for its
membership. With assets in excess of $1.9 billion,
we offer a full range of financial services. But
more than that, we’re a community where value
and real help are guaranteed. Here, you can
expect a different kind of banking relationship.
Because this isn’t a bank. This is Affinity.
Comprehensive Products and Services
  • Free checking and savings accounts with dividends
  • Free Online Banking with free Online Bill Pay
  • Credit and debit cards with no hidden fees
  • Home and auto loans
  • Personal loans and lines
  • Retirement planning and investing1
  • Education planning and investing1
  • Investment and insurance services1
  • Business solutions
Free Education and Guidance
  • Free Resource Centers for education, investing, autos, and more
  • Free financial coaching
  • Free loan health checkups
  • Free help with finding, buying, or selling a car
Convenient Access
  • 19 branches throughout New Jersey
  • Over 4,100 shared banking locations
  • Over 50,000 surcharge-free ATMs
Over 95% of our members would recommend Affinity as the best place to bank. We welcome you to join.
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Membership at Affinity is available to the
employees of participating businesses, as well
as immediate family or household members.
And, membership is also available to most
everyone by joining a participating association
or club. We have over 2,000 businesses,
associations, and clubs that make up the
organizations that are part of the Affinity family.
  ONLINEAPPLICATION
  IN BRANCHFIND A LOCATION
  BY PHONECALL 800.325.0808
It’s easy to switch to Affinity. We’ve made it simple to start direct deposit of your paycheck, as well as switch your bank accounts, online payees, and any other automatic deposits such as Social Security, retirement pension, etc.

What Members Say

"I trust Affinity for all of my financial and insurance needs. Affinity has secured five auto loans, personal loans, credit cards, bonds and investments, and all with ease, and without stress. Affinity's staff is dedicated, knowledgeable, provides support and expert guidance. My financial relationship with Affinity is priceless. I'm not a millionaire, but I am treated as one." -- Carla J. Wright, Affinity member since 1985

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What experts say

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1 Securities offered by Affinity Investment Services, LLC, 73 Mountain View Boulevard, Basking Ridge, NJ 07920, member FINRA/SIPC. Investments offered by Affinity Investment Services are not deposits or obligations of Affinity Federal Credit Union. They are NOT NCUA INSURED and NOT GUARANTEED by Affinity Federal Credit Union or any governmental agency and are subject to INVESTMENT RISK, including LOSS of PRINCIPAL. Investments may lose value. Affinity Investment Services, LLC is a wholly owned subsidiary of Affinity Federal Credit Union.
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